Pacific Mortgage Lenders, Inc. Logo     PACIFIC MORTGAGE LENDERS, INC.
119 N. COMMERCIAL STREET; SUITE 365
BELLINGHAM, WA 98225
PHONE:  (360) 671-6010; FAX:  (360) 933-3001

EMAIL:  steve@pmlloans.com

"SERVING NORTHWEST WASHINGTON HOME OWNERS AND BUYERS SINCE 1987!"
Tuno Creek, B.C. black bear     The owners of Pacific Mortgage Lenders, Inc., Steve & Cheryl Lorimer, are frequent travelers of the inside passage waterways in the summer months, cruising as far north as Glacier  Bay, Alaska.  In the fall, winter and spring months they can be found boating in the nearby San Juan Islands of Washington or the Gulf Islands of southern British Columbia.  Steve & Cheryl own a 32 foot powerboat and tow a 15 foot aluminum skiff, which they use for fishing and exploring.  Attached to this website are some of the boating photos that they have taken.
   In addition to being in the home loan industry for over 25 years, Steve & Cheryl are the owners of Pacific Realty Group, Inc., a real estate sales business.
 
Humpback Whale found in S.E. Alaska
 

   HOME          CURRENT RATES          RATE & FEE CONCERNS          POOR CREDIT?          APPLY ONLINE

WELCOME TO OUR WEBSITE!  Pacific Mortgage Lenders, Inc.  was founded in 1987 and is one of the oldest and most experienced mortgage brokers in the State of Washington.  We are also one of the few lenders that charge home borrowers a loan fee of ONLY 1% of the loan amount AND DO NOT charge any "JUNK" fees of any kind. When other lenders are charging an administrative fee of $400 to $700 (or more), a loan processing fee of $250 to $500 (or more), or any other exotic-named fees-                                                               WE DON'T! 

 Typically our borrowers: 

SAVE $1,000 IN JUNK FEES ALONE!

   A recent survey we conducted in the Whatcom county area found that most of our competitors charge a 1.25% to 1.50 % loan fee comprised of their loan origination fee, broker fee, discount points AND rebate servicing fee (a fee paid to the retail lender, or broker, by the wholesale lender.  Between the savings on the 'junk fees' and the lower price we charge of ONLY 1%, the total savings achieved by most of our borrowers is substantial.    

SAVE MONEY BY DOING BUSINESS WITH OUR REAL ESTATE AFFILIATE, TOO!

   In October, 2005 the owners of Pacific Mortgage Lenders, Inc. founded a full-service real estate firm, Pacific Realty Group, Inc. Sellers, utilizing the services of our real estate firm save thousands of dollars when they list their homes for sale, because our real estate affiliate charges: 

                       
A FLAT $4,999 LISTING AGENT FEE
 
(1.5% of sale price on sales over $300,000). For most sellers with property values above

$300,000, the total real estate fee is 4.0%, a substantial savings. Compare this cost to other firms that charge 5%, 6%*, or even more
and SAVE 20% to 33%!  Other discounted listing agent fees are available for the sale of multi-family properties, condos, acreage and vacant land.

We invite you to save thousands of dollars by choosing Pacific Mortgage Lenders, Inc. for your financing needs and Pacific Realty Group, Inc. for all your real estate needs.  Do business with both firms and not only SAVE MORE MONEY, but enjoy the convenience of one-stop shopping and the quality of service provided by both firms. 

                                                   *Real estate fees are not set by law and are fully negotiable! 

OUR RESULTS SPEAK FOR THEMSELVES...

WE INVITE COMPARISON SHOPPING...

   Our successful loan programs have saved many home home borrowers thousands of dollars, as can be seen at our testimonial link.

Compare our Good Faith Estimate to Any Other Lender and See How Much Money You Can Save!

   HOME          CURRENT RATES          RATE & FEE CONCERNS          POOR CREDIT          APPLY ONLINE          TESTIMONIALS          PHOTO GALLERY 

                                                                                                Copywritten in 2008 by Pacific Mortgage Lenders, Inc.